Forældrekøb of the apartment - everything you need to know

You pay not tax on, when your dwelling is rented out

Are you considering to start investing, but you are missing the knowledge of what investing is and why it is a good idea

With the Nordea Investor you will get simple and easy access to trade stocks, bonds and mutual funds.

Calculate the anticipated costs, if you place your pension or børneopsparing in These pools.

accountant or lawyer is also operating expenditure

The ongoing cost of owning the home is lower, than if your child buys the home themselves. In addition you can drag other expenses like operating expenses, whereby you will achieve a deficit by letting.

The deficit can be deducted from your personal income, and you receive a tax deduction.

It is, for example, interest on loans, property taxes and any costs to the owners, you can pull from. Please be aware, however, that forældrekøb always imply that you must pay anything even. How big the advantage is to select forældrekøb in relation to help with donations depends on how high your taxation are on the last earned krone. You pay the highest tax bracket, is the ongoing cost less than if you do not. The cost of maintenance of the apartment and the cost of consultants, e.g. Please note, however, that distinguish between improvements and general maintenance. Is the economic framework in place, a - room apartment be a good idea. Your child can get the benefit of the dwelling for a longer time, and thus a longer investment horizon. It also gives the child an opportunity to seek housing. Your child may possibly rent a room out, fx to a friend. It helps to cover a portion of the higher rent. But it also means that any housing will be lower. Forældrekøb is an opportunity to help your child with a place to stay, but it can also be an opportunity to provide ongoing and anticipated inheritance. It is possible to make a ”smooth transfer” of the apartment and at the same time, avoid any tax on sale of rental property (ejendomsavance). Ask a lawyer or accountant for advice on your options. If you want to help your child to be able to pay the rent, it is important that you do it with donations and not by setting a low rent. The rent must correspond to the market rent in the area. If you set the rent too low, you run the risk that both you and your child will be taxed of ”the help”. Is the rent lower than market rent, you must pay tax on both the paid rent and the the difference up to the correct rent (market rent). In addition, your child may have to pay tax of the difference between the low rent and the market rent.

It requires that the difference in the rent and any other monetary gifts to the child exceeds the base amount for tax-exempt gifts.

A good advice is to get help to fix the proper rent at your local danbolig or pay the local huslejenævn for a confirmation of the market rent. Each time a property is traded, there are the costs to the broker, the public and others. Therefore, can a rental property be a good idea, if your child is not safe in his study, or in the long run will stay in a different place. If you are considering selling, we recommend that you within a sales contact an attorney and or accountant for advice. A forældrekøb can be both a cooperative and an owner-occupied dwelling. However, there are some differences you should be aware of. For example, it is more likely that an owners association would allow a condominium to be rented out. However, there are several co-operatives, there opens up the possibility for forældrekøb by in the articles of association to allow that the apartment is inhabited by a person other than the buyer. It is important that you read the statutes carefully and contact the board or the administrator we, before you go ahead with your plans to buy a cooperative as a forældrekøb. It is perhaps also worth pausing to consider whether the child can buy andelsboligen, and that you help with donations or familielån. It may be worth, because the non-payment of the property value in a cooperative, which makes the economic incentive to forældrekøb less. If you choose a cooperative as forældrekøb, you can consider the possibility to record the loan in your own home. The reason for this is that there can be recorded the mortgage in a cooperative and you can probably achieve a lower performance on your loan by recording it in your own home. Note that if ejerboligen sold to the child subsequently, there may be tax advantages to this. Contact an accountant for to get advice A forældrekøb begins in Nordea, where our counselors help you to understand the many different financing options. Came by, so we give you a comprehensive overview of the advantages and disadvantages of forældrekøb. When, together, we have put the economic pieces in place, we will issue a lånebevis, so you know what price range you can shop within. This means that you can turn to it immediately, when you and your child find just the right home.

danbolig helps you to find your home and guide you about the correct rent danbolig know the local area and can help you find the right home.

Are you looking for fx for accommodation in the country's largest student city in Copenhagen, you will find several hundred housing, which quickly becomes unmanageable. Are you considering a forældrekøb, you should contact an accountant that can help you to find the skatteform, which is most advantageous for you. The lawyer helps you assess the legal aspects of a forældrekøb, including review of the purchase agreement, drafting of the lease. the Lawyer may be a member of the Danish BOLIGadvokaterÅbner in the new window, which is one of Nordea's business partners.