”The public” and ”other creditors”
If you live abroad and have debt in Denmark, the Danish creditors different options to collect their accounts receivableThe public and other creditors have the option to collect their accounts receivable in virtually all countries. In this article I will explain the options creditors have to collect money from expatriates, so you know your and creditors rights. To start with, I will divide the creditors into two categories. If you have debts to the public and is not complying with or has a payment schedule, sent your debt first to a special department that only takes care of the debt of the expatriates. There are two specialized departments in the TAX, that only takes care of the Danish debt of expatriates. The one section called ”Abroad - Personinddrivelse” and the other is called ”International Recovery”. The department ”Abroad - Personinddrivelse”In this section are Eva Lykke Schmidt at the head of the ca. twenty-five employees. This section is the first step in the procedure for collecting the debt. They will try to contact you abroad, and make a voluntary payment agreement.
If this is successful, all happy.
This section also has the option to take the attachment of values, as you have in Denmark, even though you live abroad.
So if you have a car, cottage, camping, or anything else of value, will this section take the attachment of this.
This division operates only in Denmark, in addition to having contact with you abroad.
If you have wage income in Denmark, they also have the option to make an attachment of earnings order.
If it does not succeed, the department ” Abroad - Personinddrivelse” to find you, get their debt, or a satisfactory payment arrangement, the matter shall be referred on to the department ”International Recovery”.
The department ”International Recovery”Aage Pedersen is the boss in this department with approx.
twenty employees. This division operates abroad.
They give you and once they have found your address abroad, they will in the first instance, send you a friendly letter, where they ask you to pay the amount due or set up a payment plan.
If you do not respond to the letter, they will send the case on to the relevant country's local authorities or a debt collection agency to collect the debt. The nordic countries and the EU have particularly good ”aid contracts”. In addition to these countries, Denmark has also ”aid contracts” with many other countries all over the world. A grant agreement, means that the countries have signed an agreement to help each other to collect debts on each other's behalf. As a general rule, the easiest way for Denmark to collect the debt across the nordic countries. In addition, the agreement across the EU countries is also quite good.
Countries that are not located in the nordic countries or in the EU, Denmark has separate agreements with.
These agreements varies widely from country to country. Countries in Asia and south America are among the most difficult countries to Denmark to recover debt in. If you want to know Denmark's ”aid contracts” with each of the countries, you can see an overview here (these agreements are called ”Bilateral agreements”). Countries, as Denmark does not have aid contracts withsome countries, Denmark has no agreements with. Therefore have TAX hired an international debt collection agency operating in these countries and how debt can be called in via the local legal system.
Both departments fall under the Tax Barrels
TAX hires only this a debt collection agency if the amount of the debt is at least kr.
Ordinary creditors (banks, finance companies and the like.) have the opportunity to collect their debt via the country's rules and the legal system.
Danish debt collection companies may not pursue a court case abroad. Therefore, they need to hire a foreign lawyer or debt collection company. It therefore makes it a little more complicated for Danish debt-collectors to collect the debt abroad. Some debt collection companies are, however, international and in these cases, it is easier for the creditor to collect the debt. In these cases, the Danish department just send the case on to the department in the concerned country.
An attachment of earnings order in udlandetI some cases the downright a benefit of the creditor that you are moved to abroad.
In some countries the rules is that creditors can get their debt by an attachment of earnings order. Thus the Danish creditors get their money faster, than if you lived in Denmark.
Here can general creditors not use the opportunity to get the debts repaid by attachment of earnings.
Germany and Sweden are among the countries, where creditors can have their debt through an attachment of earnings order.
The attachment of udlandsdanskeres values in DanmarkHvis you as udlandsdansker have values in Denmark, as f.
home, car, cottage and caravan, can the creditors take the attachment of these values, even if you don't live in Denmark.
To start with, the creditors try to make a payment agreement with you, but if it fails, can the creditors take the attachment of these values and, in the long term require the values tvangssolgt.
The rules of limitation of debt is the same whether you live in Denmark or abroad. If the creditor does not have to track down your address abroad, the time limit for the prescription of the debt to be extended by one year. Thus, the creditor has more time to track you and make sure that the limitation period is interrupted.
If you live abroad and can't address the problem, I would recommend that you get help from a professional gældsrådgiver.
about how we can help you. Hi, I am considering to rent the house and move to Sweden to obtain family reunification with my wife from Vietnam. I have a bank loan from a Danish bank and is a little concerned about whether I can move to Sweden and keep loan without that it will be terminated from their side. Can I keep my Danish bank account. still, job in Denmark, and do not expect it to be different. Hi Henrik, Immediately I can not see that the loan could be terminated due to. the movement, so long as you comply with the payment scheme. Contact your bank for answers in your specific situation.
HejJeg have an old debt to a boliggselskab which, unfortunately, I have recognized in in the bailiff's court.
The debt is passed to a private debt collection agency “Lindorff” in Denmark, for a part åpr ago. I have not paid anything to them nor entered into any installments with them. I have moved to Sweden and here it turns out that they also have a section, now I have got a letter from the Swedish department with the message that they will contain a portion of my salary if I do not pay what I owe. I get a disability pension from Denmark and owns nothing of value, neither in DK or S. May the Swedish debt collection agency require the withholding of my Danish pension and they must draw from my Danish bank account.Hope you can help with the answer. Thank you in advance. Sincerely, Lotte.
Hi Lotte, I do not know the concrete legal cooperation between Denmark and Sweden.
Therefore, I would recommend that you get legal assistance in Sweden, who knows the rules in this area in Sweden. I'm abroad a Dane, and have a loan in Spain, where I reside pt, I own nothing here, but still have a loan, I am about to consider to turn towards Denmark again, I have also been hit by an economic crisis pt, which means that my last payment to the bank was a - - if I stop the payments, there could be something when it is a Spanish bank, they must, of course, have their money, but I think only to stop the payments to the I is back on its feet again, økonmisk. Hi Anders, I do not know the judicial cooperation between Spain and Denmark, and thus the Spanish bank's ability to recover debt in Denmark. a lawyer who knows or can put themselves in the collaboration between Denmark and Spain. Hi Thomas, It depends on what has happened in the twelve years. You can read more about the obsolescence of the article “Limitation of debt“. HejJeg have a debt to the public, (tax) but because I have complained about it. They have written that I do not have to pay the debt before. I have an apartment in Sweden, they must take or they can take the attachment of the. Hi Asiye, I do not know the judicial cooperation between Sweden and Denmark in detail. a Swedish lawyer who knows the rules. Unfortunately, I have in my young days made a debt. Today is it to the public. I have paid off on this. But not sure I do for the time being. I now live abroad working in the uk and has nothing to do with my nemkonto. It gets transferred automatically. Today, I have a car loan in my bank. So my question is. They must take the car at the control.
It is not my when I repay it, but it stands in my name.
Need it because of work. Would welcome a response. Hi, If the TAX has taken a seizure in the car and has decided to include the car, they can take it by a f. ex. In special cases, will TAX however, do not do this, if they deem that your car is required to be able to retain your work. My husband and I live in Norway and have a debt in a bank in the UK -We are now in an economic crisis - and we can't see where we need to find money for food and rent here in norway. We have been in dialogue with the bank several times - but the insists that they will have an amount equal to the loan is paid back in ten years. But the installment gets approx kr more expensive pga. the Norwegian krone these days. - We are so pressed that we are considering to stop to pay a period - until we get the skin on the nose again - but we would also like to bank in the UK get their money. What the hell can we do and what happens if we choose to stop the payment to the UK a period of time. Hi Jannie, the Consequences of stopping payments to DK depends on the rules of cooperation, such as Norway and Denmark have legal. Them I don't know in detail, and therefore I can not answer you.
I would recommend to contact a Norwegian lawyer, who can help you.
in I traveled to England, and has lived there ever since, but in jan I travel to Denmark again. The problem is that in, I have recorded a part loan as I have not repaid or paid what I owed, however, not debts to the state. There is a possibility that I will be detained although it is twelve years ago. and by the way, I have not been in Denmark since Hi Shakur, If you f. have been summoned in the court and not turned up, can you be wanted by the police. In such cases, the police may detain you until the court opens and they can drive you there.
